Gold Credit Card Comparison

GoldCreditCards.com.au is the only website in Australia focussing entirely on gold credit cards!

Quickly compare and review the best gold credit card offers in Australia. Whether you are looking for a gold card with rewards such as complimentary travel insurance or benefits like frequent flyer points, you’ll find a it all right here. As specialists in gold rewards cards, you can choose from travel insurance gold cards (with a choice of domestic and international cover), frequent flyer gold cards and rewards credit cards with purchase protection.

So if rewards like travel insurance, purchase cover, frequent flyer points with leading airlines and airport lounge access are what you want, then a gold credit card is what you need. Compare the best offers and apply today!

	Credit Card Offer	Purchase Rate	Balance Transfer Rate	Balance Transfer Period	Annual Fee	Apply now
Best Features of the NAB Gold Credit Card Additional cardholder at no extra cost. (You stay responsible for all use of the account.) Choose a MasterCard or Visa card. Access to NAB Cellar Selections – your gateway to 400+ Australian wine producers, brought to you by Wine Selectors. The option to earn FlyBuys points with everyday purchases. Three complimentary insurances - overseas travel, purchase protection and extended warranty insurance. VIP Lost Card Cover, complimentary for the first 12 months Special offers on shows, events, experiences and movies from either Visa Entertainment or MasterCard applause. Emergency travel assistance (from Visa Global Customer Assistance Services or MasterCard Global Service) 24 hours, 7 days. Secure online shopping with either Verified by Visa or MasterCard SecureCode. The balance transfer rate will revert to the purchase rate at the end of the balance transfer period. Apply by 30-June-12	NAB Gold Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.49%	1.00%	12 months	$90	Featured OfferApply our review
Best Features of the American Express Gold Ascent Credit Card Access hundreds of destinations with our 7 airline rewards partner programs and travel agency partners. Fly with Singapore Airlines, Virgin Atlantic & Virgin Blue, Cathay Pacific, Malaysia Airlines, Thai Airways & Air New Zealand. Enjoy complimentary enrollment in Membership Rewards Ascent. $2 spent = 1 Membership Rewards point No points capping or expiry. Book any travel through our travel agency partners. 24/7 online account access with paperless account statements. Online Fraud Protection Guarantee. No extra annual fee for a supplementary card. Up to 44 Interest free days. Introductory interest rate of 0% p.a. on purchases for the first six months. Reverts to 20.74% p.a. there after.	American Express Gold Ascent Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	0%	-	-	$0	Apply our review
Best Features of the NAB Qantas Gold Credit Card Maximise your Qantas Frequent Flyer points from everyday purchases to get the rewards you deserve faster. Use your Qantas Frequent Flyer points on a wide range of rewards including flights, vouchers, merchandise and more in the Qantas Frequent Flyer program. Each NAB Qantas Gold Card account comes with two cards: a NAB Qantas Gold American Express® Card for maximum points earning and either a NAB Qantas Visa Gold Card or NAB Qantas Gold MasterCard® Card for added worldwide acceptance. Earn 2 QFF points per $2 spent up to first $3,000 on Amex. Earn 2 QFF points per $3 spent up to first $3,000 on MasterCard. There's a points cap after the first $10,000. Additional cardholder at no extra cost The balance transfer rate will revert to the purchase rate at the end of the balance transfer period.	NAB Qantas Gold Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.99%	4.99%	6 months	$145.50	Apply our review
Best Features of the Velocity NAB Gold Credit Card The Velocity NAB Gold Credit Card can earn you Velocity Points on your everyday spend. Each Velocity NAB card account has 2 cards: a Velocity NAB American Express Card and a Velocity NAB Visa card. Enjoy the benefits of two cards with only one annual card fee, one statement, and one monthly payment No cap or expiry on your Velocity Points. Remember your two cards have different point earning rates. By using your Velocity NAB American Express Card you will be able to maximise your Velocity Points. Add an additional cardholder at no extra cost. The balance transfer rate will revert to the purchase rate at the end of the balance transfer period.	Velocity NAB Gold Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.99%	4.99%	6 months	$150	Apply our review
Best Features of the Westpac 55 Day Gold Credit Card A range of complimentary insurance covers 3.99% p.a. on balance transfers for up to 6 months Low annual fee: $90 (waived for the first year) Annual fee waived in subsequent years when you spend $15,000 or more on purchases in the previous year using your card Up to 55 interest free days on purchases as long as you pay your closing balance (including any promotional amount) in full by the statement due date each month For a fast and convenient payment option for everyday purchases of under $100, simply hold your MasterCard ® or Visa ® Card against the contactless terminal wherever you see your card’s logo and the contactless symbol - no need to enter a PIN or sign Interest rates (variable): 19.59% p.a. on purchases; 21.49% p.a. on cash advances Paperless eStatements available	Westpac 55 Day Gold Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.59%	3.99%	6 months	$0	Apply our review
Best Features of the Westpac Earth Gold Credit Card Earn 1 Qantas Frequent Flyer point per $1 spent on purchases on your Earth Gold American Express® Card Earn 0.5 Qantas Frequent Flyer point per $1 spent on purchases on your Earth Gold MasterCard® You could earn points twice by spending with Qantas Frequent Flyer program partners - once on your card and once with the program partner Two credit cards linked to one account, with one monthly statement and one credit limit Complimentary Qantas Frequent Flyer membership, available for a limited time if you are not already a member 0.99% p.a. on balance transfers for up to 6 months For a fast and convenient payment option for purchases of $100 or less, simply tap your MasterCard on the PayPass terminal wherever you see the PayPass logo - no need to enter a PIN or sign Annual fee currently $125 Up to 45 days interest free on purchases as long as you pay your closing balance (including any promotional amount) in full by the statement due date each month No points capping Complimentary insurance covers in accordance with the policy Overseas Travel Insurance cover for trips of up to 3 months Purchase Security Insurance cover for 3 months Extended Warranty Insurance cover for up to 12 months Pay 5.99% p.a. fixed interest on selected Qantas products and services (provided you notify us) Earn one bonus Qantas Frequent Flyer point for every dollar you spend on selected Qantas products and services Add Security 24/7 Falcon fraud protection and CHIP Technology Get extra security when you shop at participating online retailers by registering with MasterCard SecureCode, through Westpac Added Online Security service Paperless eStatements available.	Westpac Earth Gold Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.99%	0.99%	6 months	$125	Apply our review
Best Features of the IMB Gold Rewards MasterCard Earn 1 Reward Point for every $1 spent on your card Superior Rewards Program at no additional cost Generous Credit Limits (Up to $25,000) Low Annual Fee Complimentary International Travel Insurance on Gold Complimentary Purchase Cover	IMB Gold Rewards MasterCard $1 Spent = 3 Reward Points. No annual fee for 1st year.	19.74%	2.90%	6 months	$99	Apply our review

Gold Credit Cards

Make sure you can say 'Yes' so that your application gets approved:

You are at least 18 years old
Your income is
You are a resident or citizen of Australia
You have your personal details ready to complete the online application

Yes Click Yes to apply online securely with the bank

Go Back If no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

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GoldCreditCards.com.au is an Australian website where consumers and businesses can quickly and easily compare and review various gold level credit card offers. GoldCreditCards.com.au is not a provider of credit or help users to get a line of credit. We cannot give advice on applying for any specific offer over another. To apply for a credit product, users must first leave our website before filling out an application form directly with their bank or building society of choice with whom they deal with. A registered and professional financial advisor should be consulted for financial advice, not GoldCreditCards.com.au. We aim to keep all data pertaining to the credit card offers listed on this site up to date at all times, although we cannot fully guarantee its accuracy at all times. You should always read the small print before applying for any credit product. GoldCreditCards.com.au is a specialist in comparing gold level credit cards, although we may not currently list every offer available on the market.