Commonwealth Bank Gold Credit Card

Last updated: 05/19/2012

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Annual Fee $44 per year
 
Balance Transfers 5.99% p.a.
for 5 months Send me an email reminder before the balance transfer offer end date
Promotional Purchase Rate -
Standard Purchase Rate 20.74% p.a.
Rewards Program
  • Frequent Flyer Points:
  • Rewards Program:
  • Sign Up bonus:
  • $1 = 1.5 Awards Points
  • Commonwealth Bank Awards
  • -
Further Details
  • Additional Card Fee:
  • Annual Fee:
  • Balance Transfer Period:
  • Balance Transfer Rate:
  • Cash Advance Rate:
  • Interest Free Period:
  • International Travel Insurance:
  • Minimum Age:
  • Minimum Income:
  • Purchase Rate:
  • $15 p.a.
  • $44 p.a.
  • 5 months
  • 5.99% p.a.
  • 21.74% p.a.
  • Up to 55 days
  • Yes
  • 18 years old
  • $50,000
  • 20.74% p.a.
  • Earn 1.5 Awards points for every $1 spent with American Express
  • Emergency Travel Assistance for Commonwealth Bank American Express Cards
  • globaleshop by American Express lets you shop at any online store in the US that doesn’t normally accept your Australian credit card or won’t normally deliver to an Australian address
  • American Express Selects
  • Internet fraud loss protection
  • Secure Internet Shopping
  • Enhanced chip protection with your MasterCard card
  • Emergency card replacement and cash advances
  • Access to MasterCard® applause
  • MasterCard Global Service™

The Commonwealth Bank Gold card is a useful product with a reasonable interest rate and a range of benefits such as access to travel deals and music concert tickets that make the annual fee worthwhile for some customers.

Rewards

Customers using this card can use their rewards for travel, hotels, shopping and donations to charities through Commonwealth Bank’s Bonus Partners. Customers also get complimentary international travel insurance, emergency travel assistance for Commonwealth Bank American Express Cards, and access to Mastercard Applause and Mastercard Moments.

Is This the Card For Me?

The Commonwealth Bank Gold card is ideal for anyone looking for a reasonably low interest rate on purchases and balance transfers. The $44 p.a. annual cost of the card is quite substantial, but for people who travel by air a great deal, or people with a taste for live music, the savings on travel and concert tickets or music will outweigh the cost of the card.

Eligibility

To be eligible for this card, you must be aged 18 or over, and be an Australian citizen or permanent resident.

Summary

The Commonwealth Bank Gold card is a useful card with no minimum income requirement and a relatively affordable yearly fee, making it accessible, but with plenty of perks, particularly for widely-travelled customers. The interest rates on purchases and balance transfers are not too bad either; all in all, this is a good package.

Commonwealth Bank Gold Credit Card Apply Online click on the application above to go to the bank's online form for a faster application, it's best to have your details to hand if your application is approved, you should expect delivery in 1-2 weeks from now

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Make sure you can say 'Yes' so that your application gets approved:

  • You are at least 18 years old
  • Your income is
  • You are a resident or citizen of Australia
  • You have your personal details ready to complete the online application
Yes Click Yes to apply online securely with the bank
Go Back If no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

 

Balance Transfer Alert

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