HSBC Gold Credit Card

Annual Fee:

Balance Transfer Rate:

Cash Advance Rate:

Credit Limit:

Interest Free Period:

Intro Rate:

Minimum Income:

Purchase Rate:

Reward Points:

$89

0% for 6 months

21.99% p.a.

$5,000 minimum

Up to 45 days

0%

$50,000 p.a.

19.50% p.a.

Access to HSBC Rewards Plus program

HSBC Gold Credit Card Review

The HSBC Visa Gold card provides a great introductory interest rate for a low annual fee, as well as points and other rewards for customers.

Rewards

The HSBC Visa Gold card allows customers to earn rewards points for every dollar spent with the Rewards Plus program. Additionally, customers get free international travel insurance, extended warranty, guaranteed pricing and purchase protection insurance with the card. The Home and Away Privilege Program that comes with the Gold card also provides the customer with privileges without building up points, with discounts on shopping, travel and accommodation.

Is This the Card For Me?

This card is a great deal for anyone who enjoys international travel for holidays or even business trips, and could make a saving on their travel insurance, travel costs or just shopping in various locations. The 45 day interest free period on purchases makes the card most suitable for people who can regularly pay off the balance. Customers looking to make only a few high value purchases in a year might enjoy the ability to lock in five purchases per year, from $500 each, at a lower interest rate for 120 days or 90 days interest free.

Eligibility

To be eligible for this card you must be an Australian resident and aged 18 years or older.

Summary

The HSBC Visa Gold card is a great deal for travelers or people looking to make large occasional purchases with a low interest rate.