Westpac 55 Day Gold Credit Card

Last updated: 05/19/2012

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Annual Fee $0 for 1st year
$90 p.a. thereafter
Promotional Purchase Rate -
Standard Purchase Rate 19.59% p.a.
Rewards Program
  • Frequent Flyer Points:
  • Rewards Program:
  • Sign Up bonus:
  • -
  • -
  • -
Further Details
  • Annual Fee:
  • Annual Fee 2nd Year:
  • Balance Transfer Period:
  • Balance Transfer Rate:
  • Cash Advance Rate:
  • Duplicate Statement Fee:
  • Extended Warranty Insurance:
  • Interest Charged From:
  • Interest Free Period:
  • International Travel Insurance:
  • Late Payment Fee:
  • Minimum Age:
  • Minimum Income:
  • Minimum Repayment:
  • Over Limit Fee:
  • Overseas ATM Balance Fee:
  • Overseas ATM Withdrawl Fee:
  • Overseas Emergency Card Replacement Fee:
  • Purchase Protection Insurance:
  • Purchase Rate:
  • Transaction Verification Fee:
  • Transport Accident Insurance:
  • $0 p.a.
  • $90 p.a.
  • 6 months
  • 3.99% p.a.
  • 21.49% p.a.
  • $7.50
  • Yes
  • Purchase date
  • Up to 55 days
  • Yes
  • $9
  • 18 years old
  • $50,000
  • 2%
  • $9
  • $0
  • $2.50
  • $0
  • Yes
  • 19.59% p.a.
  • $0
  • Yes
  • A range of complimentary insurance covers
  • 3.99% p.a. on balance transfers for up to 6 months
  • Low annual fee: $90 (waived for the first year)
  • Annual fee waived in subsequent years when you spend $15,000 or more on purchases in the previous year using your card
  • Up to 55 interest free days on purchases as long as you pay your closing balance (including any promotional amount) in full by the statement due date each month
  • For a fast and convenient payment option for everyday purchases of under $100, simply hold your MasterCard ® or Visa ® Card against the contactless terminal wherever you see your card’s logo and the contactless symbol - no need to enter a PIN or sign
  • Interest rates (variable): 19.59% p.a. on purchases; 21.49% p.a. on cash advances
  • Paperless eStatements available
 

Gold Credit Cards

Make sure you can say 'Yes' so that your application gets approved:

  • You are at least 18 years old
  • Your income is
  • You are a resident or citizen of Australia
  • You have your personal details ready to complete the online application
Yes Click Yes to apply online securely with the bank
Go Back If no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

 

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