Gold Credit Cards

Start Your Gold Credit Card Comparison

Are you looking for a card that gives you personalised customer service, luxurious benefits and great rewards? You’ll get all this and more with a premium gold credit card, offering cardholders many benefits and perks not typically available on other types of card.

To be considered applicants need an annual income that’s higher than that required by other credit cards. Applicants also need a very good credit report without any black marks against your name. If you can fulfil these basic requirements, then a gold credit card may be just what you are looking for thanks to their rewards.

Rewards & Perks

Speaking of rewards, just what kind of rewards can you expect with a gold card? Most of them come with the usual balance balance transfer offers, cash advances and rewards points. Their rewards programs allow you to build up points as you spend and then redeem them for travel, shopping, petrol and airline miles. While we always advise prudence when spending on any credit card, the best way to take advantage of the rewards points offered is to actually use your gold card for purchasing otherwise you miss out on the points. And when you do accumulate your points, use them and treat yourself to something nice!

Apart from the rewards points, gold credit cards also offer travel insurance (both domestic and worldwide), purchase protection against loss, theft and damage, commission free traveler’s cheques and other benefits such as personalised 24/7 concierge service. While you don’t have to be a frequent flyer, someone who does a lot of travel will really benefit from the rewards.

All-in-all a gold rewards card is a great way to make your money work harder. If you earn approximately $25,000 or more per year with a good credit rating and you like the sound of their many benefits, then start your gold credit card application today!